6 post secondary learning options investing

In previous discussions, the global strategy company Parthenon estimated that more than institutions are either exploring or have launched CBE programs, with double-digit growth expected annually from to It is too early to predict the efficacy of these programs, but their popularity with students and employers continues to rise. Vemo Education works with universities and skills-providers to establish these agreements. Institutions can also make direct offerings, such as at the previously mentioned Make School, which provides a newly accredited applied computer science degree designed to take two to three years.

Institutions share the risk with the students, and in this particular program, are held accountable for student outcomes. Online Program Manager OPM organizations benefit both universities and nontraditional, working-adult students. OPMs help traditional universities build and maintain their online degree or program offerings, while opening new and flexible options to nontraditional students.

Generally, through a revenue share model, the university provides the content, while the OPM primarily puts it online and leads the marketing efforts. Companies like Trilogy Education partner with top universities to deliver in-person skills training on-campus in fields such as coding and cybersecurity. Other companies like Orbis Education partner with universities to help bridge the healthcare provider shortage through a hybrid approach to pre-licensure healthcare programs, while ExecOnline partners with top business schools to deliver executive leadership courses online.

Enterprise training companies are filling the skills gap by working directly with employers. Given the massive mismatch in employer needs and worker skills, there are many companies working with corporations to ensure employees are rightfully skilled. Trilogy Education not only partners with universities, as mentioned above, but also leverages its network of partners and its platform to help companies bridge their own tech-talent gaps in both hiring and training.

One of the more successful models has been Pluralsight , which is an online platform for IT and software developer training. Its focused, industry-updated content, and close ties to employers are key success factors. Pathway programs facilitate increasing transnational education, which serves as an additional revenue stream for universities. The brightest students around the world that can afford to study abroad are increasingly embarking on journeys overseas, primarily to the U.

According to Studyportals , the number of internationally mobile students is expected to increase from 4. International students are increasingly attractive to universities, as they allow expanded reach and programs offered at different price points. Students from China, India, Saudi Arabia, and South Korea account for more than 50 percent of students who go abroad to earn their degree, with China as the largest source.

The U. Pathway programs, which are a small but fast-growing segment of the transnational education market, help foreign students get admission into U. Companies such as the U. Most of these programs are in countries that have been traditional draws for higher education like the U. There will undoubtedly be on-going opportunities for new approaches and actors to innovate in higher education as the sector continues to face high costs, decreasing returns on investment, and skills mis-matches.

Watching these six trends and how they develop over time will be interesting. It is unlikely that they will reverse course anytime soon. Emal Dusst, a Robert S. Brookings Society member, serves on several education-related boards, including Coursera observer and American University of Afghanistan. When you're ready to start paying for school, withdrawals are federal income tax-free when used for qualified education expenses. Take this quiz to see if you know these important plan facts.

True or false: Saving in a plan account could severely limit financial aid False. Parent-owned plan assets are considered a parental asset and are factored into federal financial aid formulas at a maximum rate of 5. This means that up to 5. True or false: I will lose the money if my child doesn't go to college or gets a scholarship and doesn't need all the money False. You don't lose unused money in a plan. The money can still be used for post-secondary education, for another beneficiary who is a qualified family member such as younger siblings, nieces, nephews, or grandchildren, or even for yourself.

You can withdraw the amount of any scholarship awards from your without penalty; federal and state income taxes on the earnings still apply. Distributions from s are made up of contributions and earnings in proportion to their levels in the account. True or false: I can pick a plan offered by any state True. You can invest in a plan offered by any state, or your own. Consider your own state plan first, as some states offer residents state tax advantages or other perks like financial aid, scholarship funds, and protection from creditors.

The differences between state plans include investment managers and choices, fees, and potential state-level tax deductions or credits. True or false: Money in a plan account can be used for elementary school tuition True. At the post-secondary level, money saved in a plan account can be used for a variety of higher-education-related expenses: tuition and fees, room and board, books and supplies, and computers and related equipment.

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